Q. (a) How can I get Loan ?
If you are a member of Backward Classes as notified by Central/
State Govt. and your Annual family income is below double the
poverty line then you can apply to the State Backward Classes
Corporation / State Channelising Agency in the prescribed format
for obtaining loan for self employment through viable income
Q.(b) Where should I apply ?
You can apply to Distt. office dealing in Backward Classes
Development/ Office of State Backward Classes Development
Corporation of your Distt./State.
Q.(c) What is the
maximum limit of loan ?
Ans. Maximum limit
of loan per beneficiary is as under.
Term Loan Scheme Rs.500,000
2. New Swarnima
3. Education Loan
Study in India : Rs. 10 Lakh, Study Abroad : Rs. 20 Lakh
4. Micro Finance
5. Mahila Samridhi
6. Margin Money Scheme
16.3 Related to
Application form (a copy of filled application form
citizen can ask the question related to the activities of the
Corporation or procedure for obtaining loan under various schemes
of NBCFDC in a simple letter. For obtaining loan beneficiary
should apply to State/Distt. Offices. However, any query can be
asked on simple letter. No specific Application form is required
for seeking any information.
Fee (for seeking information)
- No fee is
16.4 Right of the
Citizen in case of denial of information and procedure to appeal.
(i) Public can ask any question related to the activities of the
(ii) Eligible member of the Backward Classes should contact
District level officers of the Corporation to know all the details
regarding formalities to the completed for obtaining loan under
various scheme of NBCFDC and procedure for obtaining furnishing
the required documents.
Any member of the Backward Class living below double the poverty
line can apply for obtaining loan under scheme of NBCFDC.
(iv) List and
the name and address of the SCAs are annexed. The eligible member
of the Backward Class can contact respective SCA of their State.
NATIONAL BACKWARD CLASSES FINANCE AND
LIST OF STATE CHANNELISING AGENCIES