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Manual - 16

Particulars of the facilities available to citizens for obtaining information

 

16.2   Frequently Asked Questions and their Answers by Public


Q. (a) How can I get Loan ?

Ans.  If you are a member of Backward Classes as notified by Central/ State Govt. and your Annual family income is below double the poverty line then you can apply to the State Backward Classes Corporation / State Channelising Agency in the prescribed format for obtaining loan for self employment through viable income generating activity.

Q.(b)  Where should I apply ?

Ans.  You can apply to Distt. office dealing in Backward Classes Development/ Office of  State Backward Classes Development Corporation of your Distt./State.

Q.(c)  What is the maximum limit of loan ?

Ans.  Maximum limit of loan per beneficiary is as under.

1.      Term Loan Scheme        Rs.500,000
2.      New Swarnima               Rs.50,000/-

3.      Education Loan              Study in India : Rs. 10 Lakh, Study Abroad : Rs. 20 Lakh

4.      Micro Finance                Rs.25,000/-
5.      Mahila Samridhi             Rs.25,000/-
6.      Margin Money Scheme   Rs.200,000/-

16.3   Related to seeking Information

               Application form (a copy of filled application form for reference)

Any citizen can ask the question related to the activities of the Corporation or procedure for obtaining loan under various schemes of NBCFDC in a simple letter.  For obtaining loan beneficiary should apply to State/Distt. Offices.  However, any query can be asked on simple letter.  No specific Application form is required for seeking any information.

          Fee (for seeking information)

-        No fee is charged.

16.4   Right of the Citizen in case of denial of information and procedure to appeal.

(i)       Public can ask any question related to the activities of the Corporation.

(ii)      Eligible member of the Backward Classes should  contact District level officers of the Corporation to know all the details regarding formalities to the completed for obtaining loan under various scheme of NBCFDC and procedure for obtaining furnishing the required documents.

(iii)     Any member of the Backward Class living below double the poverty line can apply for obtaining loan under scheme of NBCFDC.

(iv)     List and the name and address of the SCAs are annexed. The eligible member of the Backward Class can contact respective SCA of their State.

NATIONAL BACKWARD CLASSES FINANCE AND DEVELOPMENT CORPORATION
LIST OF STATE CHANNELISING AGENCIES   
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